With historic low rates, no down payment option, and $8000* why wouldn't you buy?  These are fixed rate loans, with terms of 30 years, and buyers must be able to meet payment requirements.

Low Down Payment Option 

FHA might be just what you need. Your down payment can be as low as 3.5% of the purchase price, and most of your closing costs and fees can be included in the loan. Available on 1-4 unit properties.

No Money Down Option

USDA Section 502 Loans allow for a purchase of a home with no down payment and terms of the loans are fixed for 30 years. There are income limits for this program and regional restrictions.

Want a fixer-upper?

FHA has a loan that allows you to buy a home, fix it up, and include all the costs in one loan. Or, if you own a home that you want to re-model or repair, you can refinance what you owe and add the cost of repairs - all in one loan.

Call Today and Find Out More About Your Down Payment Options

Call one of our Loan Officers Today For Program Details

877.838.8510

or

608.838.8510

Click Here To Apply

The American Recovery and Reinvestment Act of 2009 authorizes a tax credit of up to $8,000 for qualified first-time home buyers* who purchase a home after December 31, 2008 and before December 1, 2009.Within the first three years of the purchase date, if you sell the home or it ceases to be your primary residence, the tax credit must be repaid to the Internal Revenue Service.

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Homeowners Financial - 6009 Highway 51 - Mc Farland, WI 53558
Office Phone: (877) 838-8510 Fax: (608) 838-6861

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We lend in the following states: WI, IL

 

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