Purchasing-Achieve the Dream of Home Ownership

Great news for first-time home buyers*!

You  can receive a tax credit of up to $8,000 for buying your first home.**

The American Recovery and Reinvestment Act of 2009 authorizes a tax credit of up to $8,000 for qualified first-time home buyers* who purchase a home after December 31, 2008 and before December 1, 2009. With home prices lower than they have been in a long time, this is a great opportunity to become a new homeowner.

The tax credit is a straight dollar-for-dollar reduction of you tax bill.

For first-time home buyers* purchasing a home, the tax credit is equal to 10% of the home's purchase price, not to exceed $8,000.

The credit begins to phase out for taxpayers with adjusted gross income in excess of $75,000, or $150,000 in the case of a joint return.

Within the first three years of the purchase date, if you sell the home or it ceases to be your primary residence, the tax credit must be repaid to the Internal Revenue Service.

  

 Call Today & Start Your Home Search Tomorrow 877.838.8510

or

Considering Buying A Home?

The home-buying process can seem complicated, but if you take things step-by-step, you will soon be holding the keys to your own home!

Nine steps to buying a home

1. Figure out how much you can afford
2. Know your rights
3. Find the right loan for your situation and get pre-approved 
4. Learn about homebuying programs
5. Shop for a home
6. Make an offer
7. Get a home inspection
8. Shop for homeowners insurance
9. Sign papers

Our Home Purchase Specialists Can Take You Through These 9 Steps Call Today 877.838.8510 

Owning your own home provides several benefits. In addition to the satisfaction of being a homeowner, you can build equity, enjoy tax deductions, say "good bye" to your landlord and take control of your living environment.

Whether you are a first-time home buyer, renter, or are purchasing a new or second home, we have an assortment of tools and loan programs to meet your individual financing needs. Use our easy-to-navigate site, or contact us by phone today.

We can help you realize your homeownership dreams by offering you all the best advantages:

- Low Rates
- Easy Online Application
- All Types of Mortgage Programs
- Guidance and Advice From an Experienced Loan Professional

Determine how much you can borrow and buy with our pre-qualification calculator.

You can beat the competition and negotiate more effectively when you're pre-approved. Apply online now to be pre-approved.

See how your equity and security can grow as a homeowner. Compare the benefits of owning vs. the cost of renting with our Rent vs. Buy Calculator.

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Homeowners Financial - 6009 Highway 51 - Mc Farland, WI 53558
Office Phone: (877) 838-8510 Fax: (608) 838-6861

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We lend in the following states: WI, IL

 

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